917 Camp Fire Circle, Panama City Beach, FL 32413

$899,999
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BEDS3 BATHS2 full 1 partial SQUARE FEET2,469 MLS#999374
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONBreakwater at Ward Creek

Property Description

Welcome to a home that was never meant to be sold.Built in August 2025 as a true forever home, this custom Toll Brothers Caswell design from the Vista Collection was thoughtfully selected with intention, quality, and comfort in mind. Life had other plans, offering a rare opportunity to own a nearly-new, highly upgraded home without the wait.Here is the piece the public tax record does not show. The private 11' x 24' saltwater heated pool and its screened enclosure were a $120,000 post-purchase investment by the sellers, separate from the home purchase itself. At $899,999, this listing essentially reflects what the sellers are all-in on this property. A buyer here inherits the finished home, the finished pool, and a community with amenities officially open, without the appreciation premium or the 18-month wait of a new build.Tucked on a premium cul-de-sac lot with the majority of street construction complete, the home offers peace, privacy, and permanence rarely found in newer communities. Backing to a natural wooded preserve with serene lake views beyond, there are no rear neighbors and a setting that feels both private and connected to nature.The outdoor space has been fully transformed. The 11' x 24' saltwater heated pool features a steel-reinforced shotcrete shell, pebble sheen finish, tanning shelf, and bench seating. An attached spa with waterfall and five jets adjoins the pool, all enclosed within a screened lanai for year-round use. The lanai is pre-plumbed for gas and ready for a future outdoor kitchen.Inside, a multi-slide stacked glass door connects the great room to the lanai and pool. Tray ceilings elevate the foyer, great room, and primary suite. A bonus room with glass panel doors creates a functional work-from-home space. The kitchen features an oversized double-sided quartz island with abundant storage, custom cabinetry, ceramic tile backsplash, a suite of KitchenAid stainless appliances (36 gas cooktop with hood, built-in microwave, and oven), and a Samsung Bespoke refrigerator.The primary suite offers a spa-like bathroom with frameless glass shower, ceiling-mounted rain head, upgraded Kohler fixtures, elevated vanities, and designer tile carried throughout. Hard surface flooring runs throughout, with porcelain tile in all baths.Additional features include hurricane-rated front and rear windows and doors, solid 2x6 construction, LED recessed lighting with dimmers, smart home technology, a security system, upgraded interior hardware, comfort-height toilets, a three-car garage with durable non-slip polyurea flooring, and a paver driveway.Breakwater's amenities are officially open: resort pool with lap lanes, luxury clubhouse, fitness center, pickleball and tennis courts, outdoor fireplace, and playground. Four miles to the beach, shopping, dining, and entertainment. Ten miles to Northwest Florida Beaches International Airport.The quality of new construction. The upgrades of a custom build. The ease of completely move-in ready. Without the wait.

917 Camp Fire Circle | MLS# 999374

This single family home located at 917 Camp Fire Circle, Panama City Beach, FL 32413 is currently listed for sale with an asking price of $899,999. This property was built in 2025 and has 3 bedrooms and 2 full and 1 partial baths with 2469 sq. ft. Camp Fire Circle is located in the Breakwater at Ward Creek subdivision. Search Breakwater At Ward Creek real estate on kimberlypieper.premierfl.com today.

Upcoming Open Houses

Open House Wednesday July 22nd, 4:00pm - 7:00pm

Property Features

Property Type: Residential - Single Family
Cooling: Ceiling Fans, Central Air
Garage: 3 car attached
Heating: Central
Home Style: Contemporary
Lot Size: 0.17 Acres
Stories: 1.0
Taxes: $1,354
Year Built: 2025

Feature Descriptions

Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Microwave, Refrigerator, Refrigerator W/IceMk, Security System, Water Heater - Gas, Water Heater - Tnkls
Association Fee Includes: Accounting, Ground Keeping, Insurance, Legal, Management, Recreational Faclty
Community Features: Short Term Rental - Not Allowed, Pickle Ball, Community Room, Exercise Room, Gated Community, Picnic Area, Playground, Pool, Tennis
Days on Site: 108
Exterior: Brick, Siding CmntFbrHrdBrd
Exterior: Hot Tub, Pool - Enclosed, Pool - Gunite Concrt, Sprinkler System
Financing Terms: Conventional, FHA, VA, Other
Flooring: Floor Tile, Floor Vinyl
Foundation: Slab
HOA: Yes
Hot Tub: Yes
Interior: Ceiling Raised, Kitchen Island, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup
Lot: Dead End, Interior, Level, Sidewalk, Survey Available
Lot Dimensions: 60 x 120
Parcel Number: 32717-250-150
Patio/Porch: Patio Enclosed
Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
Property Condition: Construction Complete
Road Frontage: State Road
Road Surface: Paved
Rooms Total: 10
Security: yes
Sewer: Public Sewer
Special View Info: Pond
Sub Type: Detached Single Family
Utilities: Electric, Gas - Natural, Public Water, Underground
Window: Window Treatment All, Storm Windows

Local Schools

High School: Arnold
Middle School: Surfside
Elementary School: West Bay

Listed By / Shown By

Listed By

Agency Name: Keller Williams Success Realty

Shown By

Agent Name: Kimberly Pieper
Agent Phone: (832) 692-7279
Agency Title: Premier Property Group

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Estimated Payment

$ 2,378.34 per month $2,003.01 Principal & Interest $112.83 Property Tax $262.50 Homeowner's Insurance

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